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With a University degree people earn on average 18% more than people without!


Student finance
if you started before
1st September 2012

The student finance you can apply for depends on:

What you can apply for

 Type of Student  Finance
 UK full-time student  Tuition Fee Loan, Maintenance Loan, Maintenance Grant
 EU full-time student  Tuition Fee Loan

You must be continuing a course in either of the following academic years:



There’s a different process if you’re a student from Scotland, Wales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey and Guernsey) or Isle of Man.

How and when to apply

You can apply online if you’re a UK student.

EU students can download the application forms using the form finder.

You can apply up to 9 months after the first day of the month the academic year starts in.

The academic year starts on one of the following:

If you’re not sure when your academic year starts, ask your college or university.

Tuition Fee Loans

You can apply for a Tuition Fee Loan of up to £3,465 if you’re a full-time UK or EU student. The loan is paid directly to your university or college and you have to pay it back.

Maintenance Loan for living costs

You must be a full-time UK student.

You have to repay the loan. The loan depends on your household income (your parents’ or partner’s income plus yours) and where you live. It will be paid into your bank account at the start of term.

You cannot apply if you’re an EU student.

   Maintenance Loan for the 2019 to 2020 academic year  Maintenance Loan for the 2020 to 2021 academic year
 Living at home   Up to £4,474  Up to £4,604
 Living away from home, outside London  Up to £5,771  Up to £5,938
 Living away from home, in London  Up to £8,075  Up to £8,309
 Studying abroad for a year, as part of a UK course  Up to £6,869  Up to £7,068

Maintenance Grant for living costs

You must be a full-time UK student.

You do not have to repay the grant - the grant depends on your household income (your parents’ or partner’s income plus yours) and when you start your course.

The grant is paid into your bank account at the start of term.

You cannot apply if you’re an EU student.


Maintenance Grant for 2019 to 2020

 Full-time student – household income 2019 to 2020  Maintenance Grant for the 2019 to 2020 academic year
 £25,000 or less  £3,391
 £25,001 to £50,706  £50 to £3,390
 Over £50,706  No grant

Maintenance Grant for 2020 to 2021

 Full-time student – household income 2020 to 2021  Maintenance Grant for the 2020 to 2021 academic year
 £25,000 or less  £3,489
 £25,001 to £50,777  £50 to £3,488
 Over £50,778  No grant

Extra help

You might also be able to get:

Repaying your student loan

You have to start repaying tuition and maintenance loans when you earn over £19,390 a year.

Each month you’ll pay 9% of what you earn over that amount.



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